by Howe Insurance Agency | Insurance, Safety, Tips
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees. Does your small business need workers’ compensation insurance? For almost all...
by Howe Insurance Agency | Safety, Tips
Commercial auto insurance protects your business from legal claims of property damage or bodily injury while operating a company vehicle, or when an employee uses their own vehicle for business purposes. This type of insurance can pay for medical expenses, legal fees,...
by Howe Insurance Agency | Insurance
Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin. So, getting the right insurance to guard against the biggest (or worst) risks is a wise move for nonprofits. Here’s a rundown of the...
by Howe Insurance Agency | Tips
Just like an umbrella provides us an extra layer of protection against the elements, a commercial umbrella insurance policy provides your business an extra layer of liability protection. If you own a business, chances are you have some form of general liability...
by Howe Insurance Agency | Tips
If you are a homeowner, or perhaps rent a home in which you are responsible for a certain level of maintenance, it is critical to winterize your home’s water system before the temperature drops to help ensure a winter season free from frozen pipes and potential water...
