What is Commercial Auto Insurance and when do you need it?
by Howe Insurance Agency | April 19, 2024 | Safety, Tips | 0 Comments
Commercial auto insurance protects your business from legal claims of property damage or bodily injury while operating a company vehicle, or when an employee uses their own vehicle for business purposes. This type of insurance can pay for medical expenses, legal fees,...
Understanding Different Types of Auto Insurance Policies
by Howe Insurance Agency | March 14, 2024 | Safety, Tips | 0 Comments
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. 1.Liability...
Hypothermia – Prevention Tips
by Howe Insurance Agency | February 15, 2024 | Safety, Tips | 0 Comments
Preventing hypothermia is important because it can be a life-threatening condition. Hypothermia occurs when your body loses heat faster than it can produce it, causing your core body temperature to drop below the normal range (around 98.6°F or 37°C). Preventing...
Space Heater Safety
by Howe Insurance Agency | January 10, 2024 | Safety, Tips | 0 Comments
In the chillier months, space heaters become a go-to solution for warming up specific areas in our homes. While these portable devices offer convenience and immediate heat, it's crucial to prioritize safety to avoid potential hazards. A cozy evening by the space...
Insurance for Nonprofits
by Howe Insurance Agency | December 7, 2023 | Insurance | 0 Comments
Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin. So, getting the right insurance to guard against the biggest (or worst) risks is a wise move for nonprofits. Here's a rundown of the types...
Electric and Hybrid Cars: Pros and Cons
by Howe Insurance Agency | November 2, 2023 | Auto, Tips | 0 Comments
Electric and hybrid cars are becoming more mainstream as studies are showing that these vehicles offer benefits of improved fuel economy, lower fuel costs and reduced emissions.1 If you’re contemplating an electric vehicle (EV) or a hybrid car for your next car...
5 Ways to Save Money on Home Insurance
by Howe Insurance Agency | October 17, 2023 | Tips | 0 Comments
Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen events, you may be looking for ways to reduce your home insurance premiums without compromising the protection it...
Why Single People Need Life Insurance
by Howe Insurance Agency | September 19, 2023 | Tips | 0 Comments
Many people wonder if single people need life insurance. It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So, it seems logical to think you don’t need life insurance if a...
What is Employment Practices Liability Insurance?
by Howe Insurance Agency | August 21, 2023 | Tips | 0 Comments
Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are...
How to Choose the Right Renters Insurance Policy for Your Needs
by Howe Insurance Agency | July 17, 2023 | renters, Tips | 0 Comments
If you're a renter, you know renters insurance is important to protect your personal belongings and provide liability coverage. However, with so many insurance policies, choosing the right one for your needs can take time and effort. Here are some tips on how to...