Personal Insurance

We offer the following Personal Insurance just for you!

It is required in Massachusetts that all drivers have auto insurance. However, personal automobile insurance policies in Massachusetts are very complex. Some facets of a policy are mandatory, while others are optional. Howe Insurance will help you navigate this complex system and make sure that you are adequately protected in the event of an automobile accident resulting in property damage or bodily injury. It may also cover the cost of repairing or replacing your vehicle if it is damaged or stolen.

At Howe Insurance we have an experienced staff that will take the time to understand your needs and develop a program which is best for your family at a price that fits your budget. We are able to do this through our relationships with, not just one insurance company, but nine auto insurance companies.

Contact a representative from Howe Insurance to discuss your insurance needs and start building a relationship you can trust.

Home ownership is the American dream. Once you’ve achieved that dream, you need to protect it – that is what home owners insurance is all about. Just as every home is different from the one next to it, filled with items of personal significance and history, the homeowners insurance policy you need should be individualized and tailored.

A homeowners policy provides more than just coverage for damage at your residence. It can provide for financial losses due to a fire, theft or storms, but it also protects you if you are legally liable for someone else’s injury like a slip and fall or a dog bite on your property.

It is important to discuss coverage with a real person. Our goal at Howe Insurance is to build a trusting relationship with you, to understand your home and your needs, and to construct a homeowners insurance policy that makes sure you are adequately covered.

In addition, Howe Insurance can help you understand enhanced coverage and the greater value of combining a Home and Auto insurance policy with the same company.

Contact a representative from Howe Insurance to discuss your insurance needs and start building a relationship you can trust.

The U.S. legal system ensures that anyone who feels they have been injured or victimized is able to seek justice through the court system – obviously, a very valued part of our government. Combine that right with more lawyers per capita than any other country, and we’ve got ourselves a lot of law suits. In fact, Americans spend more on civil litigation than any other country – we actually spend twice as much on litigation as we do on new automobiles!

How does this relate to insurance? Some lawsuits are so huge, that they exceed basic liability coverage provided by your auto and home policy. An Umbrella Policy will take effect when your primary coverage has been exhausted. It significantly increases your overall liability from an additional $1 million coverage (Up to $5,000,000 available) for you and your eligible family members.

Contact a representative from Howe Insurance to discuss your insurance needs and start building a relationship you can trust.

Regardless of where you live, it’s important to purchase flood insurance separately as your homeowner’s insurance does not cover it. With flood insurance, you can recover faster and more fully after an emergency. Flood Insurance policies usually take 30 days to kick in, so now is the best time to consider purchasing it, especially if spring flooding occurs in your area.

Having a flood insurance policy is important to have, especially if it causes significant damage to your home, business, and your most valuable assets. In the case of a flood warning, you should pay attention to the weather and move all your valuables to higher grounds and evacuate your home if necessary.

Whether you live in an area with a flood history our trusted agents will help you find affordable flood coverage that may protect your property. Contact us to discuss your options.

Contact Us

Direct (978) 475-0400
Fax 1-978-475-2171
(888) 469-3467

Hours of Operation

Mondays - Fridays
8:30am to 5:00pm


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